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Adelaide Boat Finance

South Australia is home to more than 5000km of coastline and boasts two gulfs, the Spencer and St Vincent gulfs which is where a lot commercial and leisure activities take place. Up and down the coast you'll find quality boating facilities and marinas which are on par with the rest of Australia.

Whilst most people choose to head outside of Adelaide to enjoy the waters, there are still several marinas around the CBD as well as three yacht clubs. Boaties can also enjoy the council owned boat ramps and jetties dotted around the coastline.

Outside of Adelaide you have the Port Lincoln which is home to one of the largest commercial fishing fleets in the country. Day trippers, serious anglers and boaties are also enticed by the big fish and beautiful waters around Whyalla, Marion Bay and Cape Jervis. If you want to head inland Mannum and the fresh water cruising areas around The River Murray are far and away the most popular inland spot for water sports, freshwater fishing and houseboats.

Ready to get out on the Gulf St Vincent or Port River in your new boat? If you're looking for boat financing in Adelaide or elsewhere around South Australia, our brokers can get you the lowest possible rates thanks to our wide panel of lenders to get you out on the water quickly and without hassle. 

Finance For New & Used Boats

Whether you are looking for a yacht, cruiser or jetski, we provide financing for both new and used boats and can assist with all necessary details to finalise the loan. If you're purchasing from a boat dealer in Adelaide we can organise the finance as well as how the deal comes together. We can also help to organise a boat loan for private sales and facilitate that process so that all parties are taken care of.

Secured or Unsecured Finance? typically arrange secured boat loans for our applicants as this is generally what most people come to us for, however on the rare occassion we can try to organise unsecured financing. However, please keep in mind that an unsecured loan typically attracts a higher interest rate, and is not available in certain areas.

Balloon Payments

  • A balloon payment is where you choose to pay a "final payment" of a certain sum at the end of your loan, which effectively reduces your loan repayments for the life of the loan. When you reach the end of the loan period the "balloon amount" is due and you can either pay it or refinance the loan and continue to pay the "balloon amount" off.

We do provide this service as it has become increasingly popular more recently.

Commercial Boat Loans for Adelaide Businesses

We can certainly help your business with boat finance in the forms of:

  • hire purchase
  • chattel mortgage
  • car finance lease
  • company boat and novated car leasing

Just fill in an online application and we'll take it from there.

Adelaide Boat Dealers

Helpful Adelaide Boating Sites and Pages

  • Suncorp Bank
  • AFS
  • CIL Insurance